
3.
“You’re going to hate this answer. The easiest way is to be wealthy or connected yourself. I met my late ex-husband at the wedding of a dear friend from college — I was a bridesmaid. The man I married was golfing that day; the wedding was at my friend’s parents’ country club. It counted Ronald Reagan as a member and had an obscene initiation fee, just to give you an idea. I am not wealthy, but I come from a family that has held assets (land) for a few generations. So, to be honest, in college I was mostly friends with other people in similar situations — it just kind of happened, likely because of lifestyle — so meeting my ex was not out of left field.”
“Rich people (and I do not put myself in this category because I have no liquidity) hold assets in trusts. It’s only self-made people who do not have their money locked up who really have to worry about shelling out major cash during a divorce, if kids are not involved. A perfect example is when my late ex and I were married; we lived in a house his family owned. It was part of their real estate portfolio, and all house upkeep was covered through that as well.
On paper, based on the income that he and I brought in, we lived on less than $80,000 in a high-cost-of-living city, which is wild. My divorce settlement was laughable, and I qualified for public aid (food and medical) for the first year after my divorce, since I received a lump sum settlement.
I don’t think marrying into wealth will give you what you think it will. Or, if so, maybe you want to amend your question to, ‘How do I marry a rich person with poor financial literacy?'”
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