People Are Sharing Their Most Extreme Saving Tips For Buying A House

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“My partner and I have lived off one income for most of the nearly 10 years we’ve been together. For the first three years, it was a necessity because one of us was unemployed, but once we were both employed, we kept it up to save. He’s very frugal, so he’s the ‘spender.’ He has all the bills in his name and pays for everything day to day. We discuss large purchases together before he buys them. He pays for everything we need and some of what we want. He’ll talk me out of unnecessary purchases, and rightly so, and I often have to talk him into buying something for himself. I’m the ‘saver.’ I’m less frugal, and it’s easier for me to avoid buying anything than to buy less. I set up an automatic transfer for my monthly salary to go into my savings account, rounded down to the nearest $500, so I still have some spending money for emergencies or work and social things when he’s not around.”

“It works for us. I don’t have to worry about bills, and he doesn’t have to worry about saving. I update him on the savings every now and then, and he lets me know when we’ve spent a lot recently and should cut back.”

—u/shootthewhitegirl