People Are Sharing The Money-Saving “Cheat Codes” They Wish They’d Figured Out Sooner

“Before going to a bar or club, I decide how much I’m willing to spend and take out cash for it. I only pay cash, so I know how much I’m charged for each drink instead of running a tab. When my cash runs out, I’m done spending. Usually, just the process of handing over $20 for a drink or $40–60 for a round and barely getting change is enough to slow down my spending that night.”